The infrastructure behind seamless BNPL

Power every step of your BNPL offering—from onboarding to settlement—with Stitch’s modular, scalable platform.

Talk to us

Why Stitch for BNPL

Modular tools, built for speed

Launch faster with pre-integrated building blocks for onboarding, lending, and payments—no need to reinvent the stack.

End-to-end automation, from origination to settlement

Automate key workflows like customer approval, credit decisioning, and repayment tracking to reduce friction and cost.

Configurable to your BNPL model

Whether you’re offering pay-in-3, deferred payments, or longer-term financing—design flows, terms, and logic to match your product strategy.

Onboard users with ease

Capture and verify customer data through low-code forms and flexible onboarding flows—across any channel.

Explore the platform

Make smart lending decisions, instantly

Integrate internal and external data sources to automate approvals and risk segmentation using dynamic rule engines.

Explore the platform

Stay compliant, stay in control

Monitor every transaction with audit-ready ledgers, built-in regulatory support, and granular access controls.

Explore the platform

Disburse funds and manage repayments

Link disbursals to cards, accounts, or wallets—while tracking balances, repayments, and delinquencies in real-time.

Explore the platform

Power every step of your buy now, pay later product

Buy Now, Pay Later (BNPL) has become one of the most in-demand financial offerings across the UAE, Saudi Arabia, and the broader MENA region. But building a BNPL product from scratch comes with technical, operational, and regulatory challenges. Stitch removes the complexity by providing the infrastructure you need to launch and scale BNPL solutions quickly and securely.

Our platform supports the full BNPL lifecycle—from digital onboarding, automated decisioning, and real-time disbursement, to repayment tracking, collections management, and reporting. Whether you’re offering BNPL at checkout, through a mobile app, or as a financing option within a digital wallet, Stitch gives you the flexibility to tailor your BNPL flow across any user journey.

With pre-integrated modules for identity verification, risk analysis, loan servicing, and repayment collections, you can get to market faster while meeting compliance obligations in Saudi, the UAE, and other MENA markets. Support for Shariah-compliant lending is also available, helping you align with local customer preferences and regulatory needs.

Designed for scale, Stitch helps you manage growing volumes of transactions and customers while maintaining performance and reliability. Whether you’re an established financial institution or a new player entering the BNPL space, our platform adapts to your needs—so you can focus on growth, not infrastructure.

Talk to us

Frequently asked questions

What can I build with Stitch for BNPL?

You can launch and manage the full BNPL lifecycle—from onboarding and credit checks to disbursement, repayment tracking, and settlement.

Does Stitch support regulatory compliance for BNPL in MENA?

Yes. Stitch provides tools for KYC, decisioning, and reporting, helping you stay compliant across Saudi Arabia, the UAE, and the wider MENA region.

Can I customize my BNPL product logic?

Absolutely. Stitch allows for flexible configuration of repayment terms, loan amounts, and approval workflows.

Is real-time funding available for BNPL disbursements?

Yes. Our platform supports instant funding via integrated payment rails and card networks.

Can I integrate Stitch with my existing systems?

Stitch follows industry-leading security protocols to ensure the safety and integrity of your data and financial transactions at all times.

Stay ahead with Stitch

Subscribe for the latest insights, product updates, and trends in the world of finance and payments.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.