Real-time loans, ready to deploy
Launch and manage instant loan products with end-to-end automation—from KYC to decisioning to disbursement
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Why Stitch for digital loans?
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Configure any loan product
Launch term loans, revolving credit, or BNPL with full control over pricing, limits, repayment logic, and schedules.
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Automate decisions in seconds
Use real-time data and rule-based engines to assess eligibility and make credit decisions instantly—no manual review needed.
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Streamline servicing from day one
Handle disbursements, collections, rescheduling, and compliance with a built-in loan servicing system that scales with you.
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Credit decisioning workflows
Define and manage automated approval processes using credit bureau data, internal rules, and customer behavior signals.
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Loan account management
Track balances, repayments, interest, and fees across any loan product with a robust, auditable ledger foundation.
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Seamless disbursement flows
Connect loans to real-time disbursement rails and fund customers instantly into cards, wallets, or bank accounts.
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Delinquency and collections tools
Monitor repayment behavior, trigger smart nudges, and automate collection efforts with integrated communication tools.
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Deploy instant digital loans at scale in the MENA region
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In the UAE, Saudi Arabia, and other MENA markets, demand for instant, accessible digital credit is rising. Stitch enables financial institutions to launch digital loan products—conventional or Islamic—using a modern, API-first approach.
From customer onboarding to automated credit decisioning, repayment tracking, and collections, Stitch provides everything you need to power digital lending in real time. Our platform integrates with national identity systems, credit bureaus, and risk engines to streamline approvals and minimize fraud.
Support for loan restructuring, syndicates, and collections is built in, and full audit trails ensure regulatory compliance. You can easily configure loan terms, repayment rules, and schedules, and adapt to changing borrower needs.
Whether you’re launching microloans, BNPL, or larger ticket financing, Stitch gives you the tools to do it with speed, precision, and scale—across Saudi Arabia, the UAE, and beyond.
From customer onboarding to automated credit decisioning, repayment tracking, and collections, Stitch provides everything you need to power digital lending in real time. Our platform integrates with national identity systems, credit bureaus, and risk engines to streamline approvals and minimize fraud.
Support for loan restructuring, syndicates, and collections is built in, and full audit trails ensure regulatory compliance. You can easily configure loan terms, repayment rules, and schedules, and adapt to changing borrower needs.
Whether you’re launching microloans, BNPL, or larger ticket financing, Stitch gives you the tools to do it with speed, precision, and scale—across Saudi Arabia, the UAE, and beyond.
Frequently asked questions
What types of loans can I issue with Stitch?
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You can issue conventional and Islamic loans—personal, micro, or business—with full lifecycle support.
Does Stitch support real-time credit decisioning?
Yes. You can automate approvals using custom rules, data sources, and risk scoring.
How do repayments work?
Our platform supports flexible repayment schedules, collection tracking, and integration with payment methods.
Can I offer both secured and unsecured loans?
Yes. Manage collateral, track security, or issue unsecured products with dynamic workflows.
Is Stitch compliant with lending regulations in Saudi and UAE?
Yes. Stitch enables compliant lending operations with full audit logs, reporting, and partner integrations.
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